Tuesday, August 3, 2010

Story of Our Lives!

You won't believe our luck...

We just tried to get home owner's insurance yesterday with the insurance who does our cars and they told us they won't insure our house! They said there are three previous claims on the house and we will have trouble finding anyone to insure a house like that!!

We are trying not to freak out and we will be looking around for insurance today...hopefully we can get it insured and we already know the prices will be a lot more than what we thought. Since the house is bank owned, it was the banks responsibility to disclose the insurance information but they didn't and now we are in escrow with a house that we might not be able to insure.


I'm not sure what we are going to do. We will probably find some insurance that's ridiculously expensive until the fees disolve in a few years. Why should we suffer from the history of the house if it's all taken care of now?! It seems criminal to me. Criminal, I tell you!!

But who can stay upset for long when you look at cute kitties and puppies?!

14 comments :

suki said...

What?! Did they tell you what the claims were about? If it's something you can look into and prevent, maybe that'll help?

Brittany said...

How frusterating! ugh!

Lourie said...

That is crazy! I'd be calling the Supervisor or the District Office. Threaten to change insurance. Shop around. I think you are being taken for a ride.

Kerbi said...

That totally sucks! They shouldn't be allowed to turn you down like that!

Jenna said...

oh man! you guys are unlucky with houses :( hope it turns around soon!

Annie said...

oh man....how frustrating. Its alwasy something, huh?!?! Hope that things work out better than you think that they will :)

Aimee said...

wow OMG. Those bank douchebags!! Geez... Well good luck with everythibg. I hope it all goes well.

singedwingangel said...

See I don't think they can do that. I would be calling their bluff on that one..

Shelby Bukhenik said...

You poor thing!! What does "past claims" mean?!?!

I was watching one of the house hunting type shows on HGTV and they showed a couple looking in ur area and it seems you area is very tough to find a home in and they all seem bank owned which makes buying the home that much harder!

Maubrey said...

Hey waww what a blog..visited your nice blog and dropping comments too, hope u like my cool blog and do the same..

Amanda said...

Girl, that stinks! Im sorry! Im sure SOMEONE out there will insure you!! Don't worry about it too much !

Margaret said...

Husband and I are just now stepping down the Figuring Out How to Buy a House path - stories like this one terrify me. :-(

Luckily my Dad's new wife is pretty much brilliant when it comes to Real Estate to we have something of a mentor.

But yikes!

Good luck getting insurance.

Ashley said...

Wow! I'm so sorry to hear about all this going on! Hoping you can get it resolved soon!

Diana said...

Did they tell you what the claims were for? James has a really great insurance guy. If anyone can insure the house, he can...and he's honest.

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